How to File ITR Online in 2026 — Step-by-Step Guide for Beginners
By Parul Singh, GST Practitioner · ITR Filing
Table of Contents
I have filed 10,000+ income tax returns. The government made online filing easy, but choosing the wrong ITR form or missing a deduction costs thousands.
Filing your Income Tax Return online is now simpler than ever. Here's a complete guide for individuals and businesses to e-file their ITR for AY 2027-28 (FY 2026-27).
Which ITR Form to Use?
| ITR Form | Who Should File |
|---|---|
| ITR-1 (Sahaj) | Salaried individuals, income up to ₹50L, one house property |
| ITR-2 | HUFs, capital gains, foreign income, more than one house property |
| ITR-3 | Business/professional income, partnership firms |
| ITR-4 (Sugam) | Presumptive taxation (44AD/44ADA) |
| ITR-5 | Firms, LLPs, AOPs, BOIs |
| ITR-6 | Companies |
| ITR-7 | Trusts, institutions, political parties |
Step-by-Step Filing
- Login to incometax.gov.in with PAN
- Go to e-File → Income Tax Return
- Select AY 2027-28 and applicable ITR form
- Fill in income details, deductions, tax paid
- Verify tax computation
- Preview and submit
- E-verify using Aadhaar OTP, net banking, or bank account
Always e-verify your ITR within 30 days of filing. Unverified returns are treated as not filed.